(425) 605-3110

Sheila Bryan

Sheila Bryan

WA MLO-175890
Mortgage Banker / Founder

Email: sheila​@sheilabryan.com
Phone: (425) 605-3110

Kirkland Branch
11255 Kirkland Way
Suite 100
Kirkland, WA 98033

Sheila Bryan (WA MLO-175890)

Welcome! Here you'll learn more about my background and talented team. Over the years, we've found that genuine dedication to our clients is the reason for our success and we've made some wonderful friendships along the way. We take pride in our amazing service,  true integrity, and offer a full range of mortgage options. I'd welcome the opportunity to help you achieve your goals.

About Me

The Foundation of Your Home Starts with Cobalt Mortgage

Cobalt Mortgage is a Full Service Mortgage Banking Firm founded in 2001 to provide consumers with the flexibility, education, and service needed to achieve their mortgage goals. From first-time homebuyer purchases, to mortgage refinancing and investment properties, Cobalt Mortgage's team of experienced and knowledgeable licensed financial professionals are committed to honesty, professionalism and the long-term care of our customers.

Sheila Bryan has always had a passion for numbers! Sheila attended college in pursuit of her accounting degree and started her financial career in 1988. In 1992 Sheila proudly became a loan officer at KeyStone Mortgage. KeyStone Mortgage is where the proud relationship and team work began for the current Cobalt Mortgage Management Team and Founders. A majority of the Cobalt's Founders including Sheila Bryan have worked side by side together as a team since 1992. Since that time Sheila has been a leader and innovator of this team. Her integrity, drive and passion compelled her peers and colleagues to seek her advice and expertise. In 2001, Sheila Bryan was requested from her peers to found a new company, HomeStone Mortgage which is now Cobalt Mortgage. During Sheila's entire career in the mortgage industry she has put forth only those actions that best personify integrity, pride and teamwork in our company and community. Sheila has been providing clients with financing solutions for over 20 years. She recognizes that no two loans are alike. Each client has unique life goals, portfolios and financing needs which will be addressed. As a team, we understand it is vital to keep open lines of communication between all parties throughout the loan process. Together we will eliminate any uncertainty by educating and updating throughout the transaction. A smooth, stress free and timely close is our priority! Our business is referral based: We strive to earn your trust so you will be comfortable passing our name on to family and friends.

Our Team

 

Theresa Bonertz-Loan Processor

With 20 plus years of experience in the residential mortgage industry Theresa has successfully worked in many different capacities.  This experience shows through in her attention to detail, industry leading efficiency and superior customer service.

 

Local Professionals

Financial Planners

Gary Magnuson/Kevin Clouse, Financial Advisor/Financial Planner
Magnuson Clouse Group at Morgan Stanley Smith Barney

Our mission is to help our clients reach their personal financial goals; whether it is to fund their retirement, provide for their children's education, or simply to help improve their family's lifestyle. We are committed to understanding our clients' values and priorities so that we can assist them in reaching their goals. The team's investment experience and capabilities are focused on a single objective - to help our clients achieve their vision of success through prudent financial planning.

999 Third Avenue, Suite 4500 Seattle, WA 98104
p: (800) 426-7127
e: gary.f.magnuson​@mssb.com/kevin.m.clouse​@mssb.com
w: http://www.fa.smithbarney.com/magnusonclousegroup/index.htm

Insurance Agent

Eric Penz,

Not only have I grown up in Redmond, but I have raised my family here as well. I have also served as an Agent, Personal Financial Representative, and Agency Owner here for the past 15 years. As a result, I truly know the needs of the local families and business owners because their needs are my needs. This knowledge and understanding of the people in this community help me and my agency provide customers with an outstanding level of service. We specialize in serving the needs of homeowners, real estate investors, and business owners. And so we look forward to helping families and businesses like yours protect the things that are important - your family, business, home, car and more. I can also help you prepare a strategy to achieve your financial goals, like saving for retirement or your childrens' education. I'm proud to work with a company who's been serving satisfied customers for over 70 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Best. Quality service, strength and satisfaction - that's something I'm glad to be a part of. As your Allstate agent, I can help you understand how the choices you make, such as the car you drive, affect your insurance rate. I'm committed to helping you get the appropriate level of protection and make it easy to do business with Allstate. Curious about how I spend my spare time? Well, when I am not cycling, hiking or skiing in the backcountry of the Northwest I serve my community as a Cub Scout Master, Issaquah Parks & Rec soccer coach, and Sammamish Little League baseball coach. If you know of other opportunities that I could engage in that would serve our local community please let me know.

p: (425) 318-1770
e: ericpenz​@allstate.com
w: http://agents.allstate.com/USA/WA/ERIC-PENZ.html

Real Estate Agent

Bryan Zemp

p: (425) 652-2926
e: zemp​@windermere.com
w: http://www.bryanzemp.com/

Dave and Tammie Lowery,

Buying and selling a home is a BIG event, one that is full of questions and uncertainties. You want to work with someone you can trust to be `doing the right thing` for you. In our years of working with people we have found that successful relationships are built on trust and integrity. That means truly seeking to understand each individual and having an uncompromising desire to listen to and deliver on all of their needs. This is the commitment we bring to each of our clients. Having lived on the Eastside for over 50 years we have very strong ties and knowledge of the communities in this area. Our mission is "To help our clients realize their real estate goals & dreams through active listening, communication and value laden service - worthy of their referral. We are their advocates, always working towards their best interests." We know that we will grow and prosper only by delivering this exceptional level of service through the goodwill & referrals of `Raving Fans`, our clients who support and promote us to everyone they know. Rather than spending our marketing efforts on specific neighborhoods or areas we focus on the needs of our client & Raving Fans to build our business. We look forward to hearing from you - learning more about your desires & needs and sharing with you how we can help you meet your goals.

p: 425-765-4114/ 425-417-5824
e: daveandtammie​@windermere.com
w: http://www.daveandtammie.com/

Greg Abbott,

GREG - For over 25 years Greg has enjoyed helping hundreds of people buy & sell homes in the greater Seattle - Eastside area...in every type of market condition. He's represented homeowners, soon-to-be homeowners, corporations, relocation companies and some of our area's top & up-and-coming builders. Greg is considered a trusted resource and advocate for selling or buying a home. Whether you are a first time home buyer or a seasoned seller, he brings knowledge, clarity and confidence to the complex process of your real estate transaction.

p: (425) 466-8786
e: grega​@windermere.com
w: http://greg-abbott.com/

Hilary Britton,

Who am I? I pride myself in being a passionate real estate professional in providing exceptional customer service, communication and experience since 1998. I am accessible, resourceful and diligent. I have a Bachelor of Arts degree from Marist College, Poughkeepsie, NY. I am an Managing Broker and have the Accrediated Buyer Representative designation. I have a pending designation with the Council of Residential Specialists (CRS). There are only 10% of real estate agents nationally that hold this designation. I continually take educational courses to stay abreast of new issues in the real estate market. I was recognized in the Seattle Magazine for 2005 Best in Client Satisfaction. I am a VIP honoree in Who's Who Manchester/Cambridge. I go the extra mile! How do I work? I have the opportunity to assist many buyers and sellers in attaining their American Dream. My career is based on developing long term relationships. It is a blessing to be able to do something that you love and be able to change people's lives. This way of doing business has made me a top producer; ranking in the top 5% nationally. My approach is genuine. Where and what do I specialize in? I specialize in all residential real estate: new construction and resale. I am also a real estate investor and assist in acquiring properties for investors. I mainly sell in the Greater Seattle area, Eastside and Snohomish County. When I worked for Coldwell Banker Bain, I had the privilege to assist buyers and sellers in relocating through their corporations. This experience gave me the ability to know many different neighborhoods in the Puget Sound as well as handle stressful situations well. I also have a special marketing program for sellers which assists them in selling their home faster and for more money. Ask me about my Smooth Move Program. On a personal note..... In my free time I am raising my two sons, Nathan and Matthew. I enjoy fitness, personal growth, sports, camping, travel and much more. I would be honored to assist you with your real estate needs. Your referrals of your friends, family and co-workers are paramount to my success. Our Experience will Move You!

p: (206) 817-1344
e: hilaryb​@windermere.com
w: http://hilarybritton.com/

Joey C. Scott,

Joey Scott has been a real estate professional in the Puget Sound area over the past 19+ years. She provides personal and professional service specializing in helping buyers and sellers with resale homes, new construction, and land. Joey is fully committed to providing you with top notch quality service. Her commitment to you is one of integrity, honesty and putting your interest's first. With over 90% of her business coming from referrals and repeat clients it is evident that her efforts have been appreciated by others.

p: (206) 387-5432
e: jcscott​@windermere.com
w: http://www.joeyscott.mywindermere.com/

Juana Cundari,

Passionate about business and real estate, Juana is a breath of fresh air! She loves to meet people, make friends and enjoys making life easier for all around her. Reaching out to others, Juana is community spirited, using her creative talents and services at local fundraising events. Qualified Professional- Juana is a qualified, professional Realtor- as a member of the Washington Association of Realtors, Seattle/King County and the National Association of Realtors. She actively takes classes to update her knowledge and skills in the real estate business. A good listener, assertive and determined to win the best outcomes for clients, makes Juana a realtor that you can trust. You'll feel comfortable with her quickly as she builds rapport and gets to know you. As a business consultant, Juana has been instrumental in the set-up of several business ideas and focused on helping others to achieve their goals. She is innovative and continually developing her skills and knowledge, bringing a fresh approach to the real estate business. Educated Entrepreneur- With two degrees in the culinary and applied arts, one from South American and the other from the Arts Institute of Seattle, Juana has worked in 5 star organizations around the world. Establishing her own successful, private catering company in 2004, she has prepared and presented high quality cuisine for many events in homes and locations around the Puget Sound. Clients are thrilled with Juana's detailed planning and presentation skills, returning to her many times with repeat business. She always goes the extra mile to get the perfect results and make the occasion special for each client. Origin and Goals- Originally from Buenos Aires, Juana moved to Seattle in 1999, following her husband who works at Microsoft. Particularly apt at working with international clients, Juana uses her language skills and understanding of cultural differences, helping clients new to the country as well as those established. Her goal is to make every real estate transaction a pleasant experience, minimizing stress for all. Being organized and knowledgeable, detailed and hard working, Juana truly is a professional in her field. Using her business background, sound real estate knowledge and excellent communication skills, Juana problem solves effectively, creating positive results for each and every client.

p: (425) 241-8064
e: juanacundari​@windermere.com
w: http://juana.mywindermere.com/

Katrina Sather,

My mission is to create lasting relationships built on trust and superior customer service. My positive attitude, creativity, dedication and integrity are paramount to our mutual relationship. I am dedicated to my clients and believe in treating them with respect and honesty.

p: (206) 947-4879
e: ksather​@windermere.com
w: Katrina.MyWindermere.com

Marco Kronen,

Marco Kronen's first experience with real estate wasn't in buying or selling houses, but in keeping them from burning down. Working as a professional firefighter for eleven years, Marco learned all about construction methods and terminology and developed a unique perspective on the value, both financial and emotional, of a home. Marco bought his own first home, a tiny one-bedroom in Federal Way, at the age of 22 and spent the next decade trading up, building equity and learning all he could about the business of real estate. In 2003, Marco bought a pre-sale condo in the Cristalla building in downtown Seattle and soon after sold it for a handsome profit. It was then that Marco realized his true calling: Urban Real Estate. Today Marco is a highly respected and high producing agent, urban real estate consultant and an absolute expert in the buying and selling of urban homes. Calling on a strong work ethic gained as a firefighter, a voracious appetite for knowledge and a sincere desire to see his clients get both a good deal and a great home, Marco has become a top producer, consistently ahead of the pack both in the number of deals he negotiates and in the satisfaction of his customers. Marco has studied the attitudes and ideas of many of the best business minds around, including Franklin Covey, Howard Schultz and Paul Allen. He's proud to be a part of Windermere Real Estate, and is particularly dedicated to the company's mission of giving back to and participating in the communities he works in. Marco used the proceeds from his downtown condo to buy a house in Wallingford, where he lives with his wife, Loren. When not helping his clients make smart choices about urban homes, Marco spends his time snowboarding, wakeboarding, rooting for the Seahawks, Huskies, and Mariners, attending city planning and project meetings, learning everything he can about real estate and enjoying all the best amenities of city life.

p: (206) 324-8900
e: marco​@urbanmarco.com
w: http://www.urbanmarco.com/

Nicole Barclay,

PERSONAL DATA Nicole was born and raised in Missoula, Montana. Growing up, athletics were a big part of Nicole's life. Her father, Curt Barclay, was a professional major league pitcher for the Giants in the late 1950's. He was also an avid golfer and had Nicole on the course at an early age. This ultimately led her to a successful career in golf and the attainment of her membership into the Professional Golfer's Association (PGA). Nicole operates her business from the Windermere Bellevue Commons office in Bellevue. PROFESSIONAL QUALIFICATIONS Active Washington State Real Estate License Active member of the National Association of REALTORS Active member of the Washington Association of REALTORS Active member of the Seattle-King County Association of REALTORS BUSINESS EXPERIENCE 1994 - Present, Windermere Real Estate/Bellevue Commons EDUCATION As a result of Nicole's commitment to being a leader in her industry and providing her clients the very best in service, Nicole has invested hundreds of hours in continuing education, some of which include: Windermere Real Estate Education Symposium, 15 hours of annual education 30 hours bi-annually of accredited coursework to maintain Real Estate licensing Monthly Mastermind Group, by invitation only Buyer Agency Negotiation

p: (206) 818-2063
e: Nicole​@HomesByNicole.com
w: http://www.homesbynicole.com/

Sara Vowels,

Joining Windermere has afforded me access to an organization that is forward thinking, well organized, supportive and has a fundamental belief that there can be a positive, long lasting relationship between agents and their clients. As a Windermere real estate agent, my goal is to help both the buyer and seller of real property achieve their individual objectives. In doing so, I will be diligent, accountable, creative and honest. I will work hard to keep abreast of changing market conditions through continuing education, seminars and "hands on" experience. I am a native of Washington and have resided in Woodinville for twenty years. In addition to raising a family, my activities have included volunteering at my children's schools and in the community. I continue to volunteer and teach riding lessons at Little Bit Therapeutic Riding Center located in Woodinville. I have a strong belief in family and community, ties that will be with me always. I would like to be known as a person and real estate agent that establishes and maintains long-term relationships. Please allow me the opportunity to apply my energy, integrity and commitment to helping you with perhaps, the largest and most important financial transaction you may ever make.

p: (206) 276-8990
e: saravowels​@windermere.com
w: http://saravowels.mywindermere.com/

Stewart Karstens,

Professional Memberships • Active Washington State Real Estate License • Member of National Association of REALTORS(NAR) • Member of Washington Association of REALTORS(WAR) • Member of Northwest Multiple Listing Service(NWMLS) • Member of Seattle King County Association of Realtors(SKAR). Personal BioStewart graduated from Washington State University with a Marketing degree and lives in Seattle with his wife, Kim and cat Molly. He is an avid golfer(played professionally for several years), enjoys skiing, hiking, and good food. Professionalism, honesty, and experience, whether you are buying or selling a home, you should place yourself in the hands of a Real Estate Professional who offers knowledge of real estate transactions, finance, and real estate law to ensure a smooth and enjoyable outcome. As a full-time Realtor, I offer personal attention through all phases of each transaction. I pride myself in the quality of time and attention to detail I give each client to assure that they are completely comfortable as they move through the real estate process.

p: (206) 601-3421
e: stewartk​@windermere.com
w: http://stewartkarstens.mywindermere.com/

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